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CNO Financial Group Sr Life Underwriter in United States

Do you have a passion for identifying risks? Are you a practical thinker who’s driven to help others? If so, we are seeking a talented Sr. Life Underwriter to join our team.

As a Sr. Life Underwriter, you have the responsibility to evaluate insurance applications to assess mortality risk within company guidelines.

Responsibilities include:

  • Determine whether to accept, adjust, or decline applicants for insurance through evaluation of an individual's medical history, occupational hazards, financial stability, insurable interest, and other information relevant to the risk

  • Adhere to production, quality and service standards

  • Accept accountability to ensure effective risk selection

  • Communicate regularly in both written and verbal form with policy owners, applicants, managers, and agents in all aspects of underwriting procedures and decisions

Requirements include:

  • A Bachelor’s degree or equivalent combination of education/relevant experience

  • A minimum of 3-5 years life underwriting experience

  • Strong technical underwriting knowledge of medical, financial, and product

  • Thorough knowledge of regulatory and policy differences among states in which business is transacted

  • Strong analytical and decision-making skills

  • Strong relationship management and communication skills

  • Ability to work in a high volume, fast paced environment with the skill to drive for results

  • Strong sense of organization and priority management skills

  • Basic coaching/mentoring skills

Preferred Qualifications:

  • Demonstrated skill in BFO or similar workflow system and MS Office

  • FLMI, FALU, or CLU courses completed for designation or being actively pursued

  • Strong underwriting knowledge of larger face amounts for individual life insurance with expertise in multiple health impairments and financials

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